In our times, you will agree with me that for any business development to succeed it requires an exceptional business idea and a reasonable amount of initial capital, although their are subsidies from banks and states but the percentage given is always very small to fund a project and the fund comes with a lots of strict conditions which everyone can not pass, Hence the need for initial coin offering otherwise known and called ICO which has replaced the traditional way of raising fund as a means of capital start up for business and projects //